Cash Flow Management Trends for 2025: A Risk Management Strategy

1. Cash Flow Risk: No Longer a “Nice to Have” – It’s a “Must Have”

According to PwC’s 2024 Global CFO Survey, 57% of CFOs identified cash flow as a top risk affecting business operations. In Vietnam, many small and medium-sized enterprises (SMEs) still rely heavily on experience rather than structured cash flow systems, leaving them vulnerable to supply chain disruptions, late customer payments, or interest rate hikes.

Common risks include:

• Prolonged negative cash flow, often caused by rising costs while revenue recovery lags behind. 
• Inability to forecast cash inflows/outflows over the next 3–6 months, leading to poorly timed investment decisions. 
• Overdependence on a few payers, where a single delayed transaction can create significant cash flow bottlenecks. 

2. Cash Flow Risk Management in 2025: Flexibility, Digitization, and Early Prevention

Restructuring finance for flexibility
Rather than sticking to static annual plans, more businesses are adopting a rolling forecast model—updating their cash flow projections monthly or quarterly. This allows faster response to market changes, especially in times of fluctuating exchange rates, interest rates, or raw material prices.

Digitizing spend and cash flow management with InfoPlus
A growing number of businesses are turning to InfoPlus’s digital spend management platform, which enables real-time tracking of internal expenses, payments, and departmental budgets. It also integrates automated reporting to enhance cash flow forecasting accuracy. Importantly, InfoPlus connects seamlessly with existing accounting and ERP systems—minimizing manual errors and speeding up processing time.

Building liquidity risk prevention strategies
Businesses should proactively establish short-term reserve funds, optimize receivables and payables cycles, renegotiate payment terms with suppliers, and regularly assess cash flow scenarios by revenue stream. In an unpredictable market, preparation is the best insurance for liquidity.

3. Cash Flow: From Control Mechanism to Growth Enabler

Effective cash flow management not only helps businesses mitigate risk—it also unlocks the capacity to invest strategically. In 2025, many enterprises are treating cash flow as a strategic asset, channeling funds into digitization, core talent development, or high-return priority projects, instead of leaving cash idle in the bank.

Conclusion

In uncertain times, businesses don’t need to predict the future with perfect accuracy—but they must be able to adapt. Cash flow management is no longer just an accounting skill; it’s a critical part of enterprise risk strategy.

InfoPlus is here to support your journey toward cash flow digitalization—from internal spend control to budgeting and payment oversight. Contact our team today to experience a demo of the InfoPlus solution.